PetLvr.com - [The Blog]

Looking After Your Dog, Part Six - Dog Health Insurance

By Niall Kennedy

Pet health insurance is not a novel idea by any means. The concept has been around for 15-20 years. Many people believe that having medical insurance for a pet is not justified, and is rather something that depicts indulgence. However, the truth is that pet health insurance has nothing to do with being lavish. It purely depends on how much you care for your pet. It is the question of whether you consider your pet a part of your family, and therefore, would want to have it insured.

Pet health insurance plans take several aspects into consideration before awarding an insurance cover. The decision may be based on several considerations - species, age, pre-existing health conditions and lifestyle of the pet (i.e. a docile one compared to one of a sports dog). A few of the pet insurance companies don’t have an age limit. However, it’s easier to get pet health insurance if your pet isn’t too old. Therefore, insurance schemes typically start off at an early age of around 6 weeks for a dog.

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From The “Small Business Trends” Blog — Pet Industry Trends for 2006

By Anita Campbell on December 8, 2005

Editor’s Note: Welcome to the 2006 trends forecast for the pet-related industries, a special guest post by Laura Bennett, CEO of Embrace Pet Insurance. You might wonder why we would focus on pet industry trends, of all things. Simple: Pets are a huge business in the United States and some other Western countries where owners coddle their pets. (President and Mrs. Bush even feature their pets in the White House Christmas card and decorations. ) Although a number of large players have a foothold in the market — especially in the pet food category — it is also an industry in which startups and small businesses proliferate. Themes that stand out in this particular forecast include: luxury and discretionary expenditures, pet health care, and industry consolidation and alliances. Keep reading for the 2006 pet industry trends:

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Pet Insurance Piece of Mind

By Drew Harris

Pet insurance has allowed me to make emergency medical decisions for my pets with little thought about the costs involved.

Veterinary costs are constantly rising like everything else.

Yet last year, when my cat Bonzo suddenly became dehydrated and diagnosed with early onset kidney failure, he was treated immediately. The last thing on my mind was the thousands of dollars in vet charges about to be incurred.

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Pet Insurance

By Terry Price

You will be simply amazed at what is covered when it comes to pet insurance. There are dozens of reputable insurance companies that offer very competitive rates when it comes to comprehensive dog and cat insurance coverage. You can get your pet covered for unexpected illnesses and accidents or just for routine care. Such items as injuries, and emergencies are covered, as well as your office visits, prescriptions, x-rays, diagnostic tests, lab fees and lots more. You can even get a routine care or vaccination rider on your policy that covers pet care items, and some come with one small fee per year with no deductible, so it pays to shop around. Pet insurance can be comprehensive and there is almost an exhaustive list of items that can or will be covered depending on your requirements. Such items as cat scans, surgeries, cancer treatments, medication prescriptions, and even hospitalization of your pet. Imagine vaccinations being covered. Now that is a significant expense when it comes to pet care. Other items such as heartworm protection, annual exams and flea control also can be covered, and of course, your traditional spay and neuter procedure.

Pet insurance is excellent for that unexpected expense that always seems to crop up. I am sure you know what I mean! When your pet becomes ill, you want to make sure that you are getting the best care quickly without worrying about how much it is going to cost. Did you know that one in three pets need veterinary treatment each year? You can get plans that have great premium payment options such as direct debit. Most claims are settled fairly and promptly and will cover most breed types. Some offer you the flexibility as well to get a 100% refund within a specified time for your peace of mind. Here is a link to some great pet insurance information: www.pet-supply-discount.com/102-pet-insurance.html

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What’s The Real Deal On Pet Insurance?

by Blake Kritzberg

Even if you haven’t had a run-in involving your pet of late, pet insurance has probably crossed your mind. And if you have, the bill for any non-routine care may have cost you anywhere from a cool couple hundred to nearly a grand.

You might have wondered why people have health insurance and most pets don’t, when the medical costs seem practically the same! And yet, navigating through the underbrush of fine print involved in pet insurance may have put you off. Is it worth the money? What do insurers really cover? And why do some plans cost the moon while others seem much more affordable? We’ll try to clear a path through the paper jungle.

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